Monday, November 12, 2007
Cute SMS 9
Let this festival of lights be brighter and enjoyable one!
Glittering glow of light & blastering sound of crackers of this diwali add merriment & happiness to u & ur family
Let ligting festival bring you plenty of cheer and happiness every moment of each day in your life
Sometimes i feel wat i earned in life, money?
no
name?
no
fame?
no
but i earned the most precious thing.
Lovable person Like U.
I am a slow walker but i never walked backwards.
Every single problem u face in ur life is the seed of opportunity for some greater benefits. Dont leave ur confidence at any situation.
when ur life is in darkness pray to god ask him to free u from darkness, even after u pray if u r still in darkness pls pay the EB bill
Glittering glow of light & blastering sound of crackers of this diwali add merriment & happiness to u & ur family
Let ligting festival bring you plenty of cheer and happiness every moment of each day in your life
Sometimes i feel wat i earned in life, money?
no
name?
no
fame?
no
but i earned the most precious thing.
Lovable person Like U.
I am a slow walker but i never walked backwards.
Every single problem u face in ur life is the seed of opportunity for some greater benefits. Dont leave ur confidence at any situation.
when ur life is in darkness pray to god ask him to free u from darkness, even after u pray if u r still in darkness pls pay the EB bill
Monday, November 5, 2007
இனிய தீபாவளி நல்வாழ்த்துகள்
நண்பர்கள் மற்றும் உறவினர்கள் அனைவருக்கும் இனிய தீபாவளி நல்வாழ்த்துக்கள்.
Thursday, November 1, 2007
All about Mediclaim
Mediclaim: What you need to Know!
Let me emphatically state: Everyone needs a medical insurance cover. Everyone should get one.
In case you still don't have one and are keen on shopping around for a cover, here's what you need to look for.
Let age work in your favor
The premium is what you pay every year to the insurance company. This is the cost of the cover. The cover is the actual amount that you are insured for.
You can pick your cover and the insurance company will pick its premium.
The premium will depend on your age and the cover. The older you are, the more expensive the premium.
Let's say you take a Rs 1,00,000 medical insurance cover from the National Insurance Company Ltd.
Age (years) -------Annual premium
Till 35 ----------- Rs 1,310
36 --------------- Rs 1,425
46 --------------- Rs 2,039
56 --------------- Rs 2,322
66 --------------- Rs 2,598
71 --------------- Rs 2,784
76 --------------- Rs 3,445
However, the above premiums are before service tax and education cess. So this is what the premium will work out to.
Basic Premium --------> Rs 1,310
Service tax(12.24%)---> Rs 160.34
Education cess ---------> Rs 3.21
Net premium ----------> Rs 1,473.55088
So, whatever age you are, the premium is fixed.
If you buy the policy when you are 25 and pay Rs 1,310, then, when you turn 36, it goes up to Rs 1,425.
If you look at it from this point of view, then it does not make a difference when you take it. Because, when you grow older, you will pay a higher premium. The benefit lies in the fact that the younger you are, the lesser the illnesses or sicknesses you have so everything is covered.
When you take a medical insurance policy, your pre-existing illnesses (the illnesses you currently have) are not included. So it is best to take it when you are totally healthy.
Get your family insured too
Just married? Then take a cover for yourself and your spouse.
Have a child? Cover your child too. These days, doctors often ask that the children be admitted into hospital for observation when sick.
Let's say you are a family of three. And each of you gets insured for Rs 1,00,000. Then you will get a 5% or 10% discount on the premium you are paying for all these policies. For more than one cover, the insurance companies give a discount.
But, if you fall ill and your expenses come up to Rs 1,25,000, you will not be covered for Rs 25,000 since your individual limit is Rs 1,00,000.
Know what is not included
Everything and anything is not covered. Please do your due diligence before opting for a policy.
Go through the list of exclusions in detail. You don't want any rude shocks later.
Any sickness or disease that you had before you took the policy will not be covered. These are known as pre-existing illnesses.
Some insurers specify they will not cover obesity related illnesses, expenses related to terrorist acts or war or riots.
Expenses arising from HIV, use of alcohol or drugs, or a suicide attempt are never covered.
Certain ailments like sinusitis, ulcers or cataract may not be covered initially -- say, in the first year or so of the policy. While in the first month or so, nothing may be covered except accidents.
Be clear on repayment
You will get an identity card when you take the policy. The insurance company will have a tie-up with a number of hospitals. If you use the card there, you will not have to make any payment; the insurance company will directly pay the hospital. This is known as the cashless benefit.
If you do not check into one of these hospitals, then you will have to make the payment yourself, produce bills to the insurance company and then get reimbursed.
Look at other aspects
There is a personal accident cover which only covers accidents and disabilities arising from accidents.
There is also a critical illness cover which only covers major illnesses. This time, the insurance company will pay you a lump-sum amount (whatever you are insured for) when the illness is diagnosed
These can be added to your Mediclaim.
There is also the cash benefit. This is the allowance the insurance company gives you and is a cash amount for the time you spend in the hospital. You can take this in addition to your normal insurance policy.
For instance, Bajaj Allianz refers to this as Hospital Cash. In addition to your normal premium, you will have to pay an additional premium if you want this benefit. Let's say you are 28 years old, you want a cash allowance of Rs 1,000 per day when you are hospitalised and you want this benefit for 30 days; the annual premium you need to pay may just be around Rs 600. So, during a year, a total of 30 days will be covered.
You have a wide choice
You have many insurance companies offering medical insurance.
According to the Insurance Regulatory and Development Authority, here are the Web sites of some of the players listed in alphabetical order.
Bajaj Allianz General Insurance Co. Ltd
ICICI Lombard General Insurance Co. Ltd
IFFCO Tokio General Insurance Co. Ltd
National Insurance Co.Ltd
The New India Assurance Co. Ltd
The Oriental Insurance Co. Ltd
Reliance General Insurance Co. Ltd
Royal Sundaram Alliance Insurance Co. Ltd
Tata AIG General Insurance Co. Ltd
United India Insurance Co. Ltd
Cholamandalam MS General Insurance Co. Ltd
HDFC-Chubb General Insurance Co. Ltd
“Get Insured Be Secure”
Let me emphatically state: Everyone needs a medical insurance cover. Everyone should get one.
In case you still don't have one and are keen on shopping around for a cover, here's what you need to look for.
Let age work in your favor
The premium is what you pay every year to the insurance company. This is the cost of the cover. The cover is the actual amount that you are insured for.
You can pick your cover and the insurance company will pick its premium.
The premium will depend on your age and the cover. The older you are, the more expensive the premium.
Let's say you take a Rs 1,00,000 medical insurance cover from the National Insurance Company Ltd.
Age (years) -------Annual premium
Till 35 ----------- Rs 1,310
36 --------------- Rs 1,425
46 --------------- Rs 2,039
56 --------------- Rs 2,322
66 --------------- Rs 2,598
71 --------------- Rs 2,784
76 --------------- Rs 3,445
However, the above premiums are before service tax and education cess. So this is what the premium will work out to.
Basic Premium --------> Rs 1,310
Service tax(12.24%)---> Rs 160.34
Education cess ---------> Rs 3.21
Net premium ----------> Rs 1,473.55088
So, whatever age you are, the premium is fixed.
If you buy the policy when you are 25 and pay Rs 1,310, then, when you turn 36, it goes up to Rs 1,425.
If you look at it from this point of view, then it does not make a difference when you take it. Because, when you grow older, you will pay a higher premium. The benefit lies in the fact that the younger you are, the lesser the illnesses or sicknesses you have so everything is covered.
When you take a medical insurance policy, your pre-existing illnesses (the illnesses you currently have) are not included. So it is best to take it when you are totally healthy.
Get your family insured too
Just married? Then take a cover for yourself and your spouse.
Have a child? Cover your child too. These days, doctors often ask that the children be admitted into hospital for observation when sick.
Let's say you are a family of three. And each of you gets insured for Rs 1,00,000. Then you will get a 5% or 10% discount on the premium you are paying for all these policies. For more than one cover, the insurance companies give a discount.
But, if you fall ill and your expenses come up to Rs 1,25,000, you will not be covered for Rs 25,000 since your individual limit is Rs 1,00,000.
Know what is not included
Everything and anything is not covered. Please do your due diligence before opting for a policy.
Go through the list of exclusions in detail. You don't want any rude shocks later.
Any sickness or disease that you had before you took the policy will not be covered. These are known as pre-existing illnesses.
Some insurers specify they will not cover obesity related illnesses, expenses related to terrorist acts or war or riots.
Expenses arising from HIV, use of alcohol or drugs, or a suicide attempt are never covered.
Certain ailments like sinusitis, ulcers or cataract may not be covered initially -- say, in the first year or so of the policy. While in the first month or so, nothing may be covered except accidents.
Be clear on repayment
You will get an identity card when you take the policy. The insurance company will have a tie-up with a number of hospitals. If you use the card there, you will not have to make any payment; the insurance company will directly pay the hospital. This is known as the cashless benefit.
If you do not check into one of these hospitals, then you will have to make the payment yourself, produce bills to the insurance company and then get reimbursed.
Look at other aspects
There is a personal accident cover which only covers accidents and disabilities arising from accidents.
There is also a critical illness cover which only covers major illnesses. This time, the insurance company will pay you a lump-sum amount (whatever you are insured for) when the illness is diagnosed
These can be added to your Mediclaim.
There is also the cash benefit. This is the allowance the insurance company gives you and is a cash amount for the time you spend in the hospital. You can take this in addition to your normal insurance policy.
For instance, Bajaj Allianz refers to this as Hospital Cash. In addition to your normal premium, you will have to pay an additional premium if you want this benefit. Let's say you are 28 years old, you want a cash allowance of Rs 1,000 per day when you are hospitalised and you want this benefit for 30 days; the annual premium you need to pay may just be around Rs 600. So, during a year, a total of 30 days will be covered.
You have a wide choice
You have many insurance companies offering medical insurance.
According to the Insurance Regulatory and Development Authority, here are the Web sites of some of the players listed in alphabetical order.
Bajaj Allianz General Insurance Co. Ltd
ICICI Lombard General Insurance Co. Ltd
IFFCO Tokio General Insurance Co. Ltd
National Insurance Co.Ltd
The New India Assurance Co. Ltd
The Oriental Insurance Co. Ltd
Reliance General Insurance Co. Ltd
Royal Sundaram Alliance Insurance Co. Ltd
Tata AIG General Insurance Co. Ltd
United India Insurance Co. Ltd
Cholamandalam MS General Insurance Co. Ltd
HDFC-Chubb General Insurance Co. Ltd
“Get Insured Be Secure”
All About LTA
All About LTA
Want to go on vacation at your employer's expense? Well, you are entitled to it.
Leave Travel Allowance is actually a rather simple tax-saving benefit that covers your holiday expenses.
Here, we give you a low-down on LTA.
What's covered?
Only the travel costs, not the eating and partying or hotel bills.
So, whether you fly, hop on to a train or take public transport, you can show the ticket and claim your LTA.
What if you want to travel by a car? If a car is owned by a central government organisation like ITDC, the state government or the local body, LTA is permitted.
If you could not get public transport and resorted to private transport, try and get a bill. If the bill is not accepted by your employer, you can always file an income tax return, claim an exemption and get a refund.
How often can you claim it?
Twice in a block of four calendar years.
In case you were unaware, LTA is not related to when you started your employment. The government fixes blocks of years.
These blocks are not financial years (April 1 to March 31); they are calendar years (January 1 to December 31).
The current block is 2006-09: January 2006 to December 2009.
The earlier one was from 2002-05: January 2002 to December 2005.
During this time period, a person is entitled to two LTA claims.
A person can get an income tax exemption for two journeys in a block of four calendar years. But he can make a trip only once in year.
No time for a holiday?
Then you can carry it forward.
One LTA can be brought forward and claimed in the first year of next block.
Let's say you do not take your LTA in 2002-05. Or that you use only one LTA. This means you will be able to take the pending LTA in 2006. This means that, in the 2006-09 block, you will be totally entitled to the three journeys.
And if you switch jobs? You can get the LTA not only from present organisation but also from the former employer, if the concession is lying unutilised.
Let's say that, in the 2002-05 block, you claimed LTA in 2003. In 2004 you switched jobs. You can still claim your second journey with your new employer. Of course, your new employer will ask to look at your earlier tax returns to see whether it has been claimed or not.
Who's covered?
Your family. This term is quite wide; it includes yourself, parents, siblings dependent on you, spouse and children.
For children born after October 1, 1998, the exemption is restricted to only two surviving children (unless, of course, one birth has resulted in multiple children like twins and triplets).
Well, what if your spouse is also employed? It does not matter, your spouse too is covered.
What if you don't take it?
If LTA is not utilised, it gets added to the entire salary. And then you are taxed on it.
Let's say you and spouse are both employed and both have LTA as part of the salary package. Your LTA is Rs 20,000 and hers is Rs 20,000 too.
Both of you and your child go for a holiday. The tickets for the three of you amount to Rs 15,000. You supply the tickets to your office and this amount will be eligible for a tax deduction, the balance Rs 5,000 will be taxed. You can claim exemption only to the tune of your expenditure.
Now, if you claim this, your wife will not be able to claim this same holiday from her employer. Her Rs 20,000 will be taxed. Unless another holiday is made and she claims it.
Or, let's say that you spend Rs 30,000 on tickets but your LTA is just Rs 20,000. You can claim up to Rs 20,000 and tell your wife to claim her ticket from her employer.
So go and catch that plane or hop onto a train. Not only is a holiday good for health but can also be a tax haven.
Quick tips
i. You can get LTA only if you have applied for leave from your company and have actually travelled.
ii. If your family travels without you, no LTA can be claimed. You have to make the trip, either by yourself. If claiming for family, you should travel with them.
iii. You will need to keep your air, rail or public transport ticket. Or, if you rented a car, give the bill issued by the car rental company.
iv. International travel is not valid. It must be within the country.
v. Though you can claim two journeys in a block of four years, you can claim the LTA benefit just once in a year. You cannot claim both the journeys in one year. So, if you make two trips in a year, you lose one. A way out is to claim one and make your spouse claim the other.
Authour: Meenakshi Subramaniam is a former IRS officer residing in Kolkata.
Want to go on vacation at your employer's expense? Well, you are entitled to it.
Leave Travel Allowance is actually a rather simple tax-saving benefit that covers your holiday expenses.
Here, we give you a low-down on LTA.
What's covered?
Only the travel costs, not the eating and partying or hotel bills.
So, whether you fly, hop on to a train or take public transport, you can show the ticket and claim your LTA.
What if you want to travel by a car? If a car is owned by a central government organisation like ITDC, the state government or the local body, LTA is permitted.
If you could not get public transport and resorted to private transport, try and get a bill. If the bill is not accepted by your employer, you can always file an income tax return, claim an exemption and get a refund.
How often can you claim it?
Twice in a block of four calendar years.
In case you were unaware, LTA is not related to when you started your employment. The government fixes blocks of years.
These blocks are not financial years (April 1 to March 31); they are calendar years (January 1 to December 31).
The current block is 2006-09: January 2006 to December 2009.
The earlier one was from 2002-05: January 2002 to December 2005.
During this time period, a person is entitled to two LTA claims.
A person can get an income tax exemption for two journeys in a block of four calendar years. But he can make a trip only once in year.
No time for a holiday?
Then you can carry it forward.
One LTA can be brought forward and claimed in the first year of next block.
Let's say you do not take your LTA in 2002-05. Or that you use only one LTA. This means you will be able to take the pending LTA in 2006. This means that, in the 2006-09 block, you will be totally entitled to the three journeys.
And if you switch jobs? You can get the LTA not only from present organisation but also from the former employer, if the concession is lying unutilised.
Let's say that, in the 2002-05 block, you claimed LTA in 2003. In 2004 you switched jobs. You can still claim your second journey with your new employer. Of course, your new employer will ask to look at your earlier tax returns to see whether it has been claimed or not.
Who's covered?
Your family. This term is quite wide; it includes yourself, parents, siblings dependent on you, spouse and children.
For children born after October 1, 1998, the exemption is restricted to only two surviving children (unless, of course, one birth has resulted in multiple children like twins and triplets).
Well, what if your spouse is also employed? It does not matter, your spouse too is covered.
What if you don't take it?
If LTA is not utilised, it gets added to the entire salary. And then you are taxed on it.
Let's say you and spouse are both employed and both have LTA as part of the salary package. Your LTA is Rs 20,000 and hers is Rs 20,000 too.
Both of you and your child go for a holiday. The tickets for the three of you amount to Rs 15,000. You supply the tickets to your office and this amount will be eligible for a tax deduction, the balance Rs 5,000 will be taxed. You can claim exemption only to the tune of your expenditure.
Now, if you claim this, your wife will not be able to claim this same holiday from her employer. Her Rs 20,000 will be taxed. Unless another holiday is made and she claims it.
Or, let's say that you spend Rs 30,000 on tickets but your LTA is just Rs 20,000. You can claim up to Rs 20,000 and tell your wife to claim her ticket from her employer.
So go and catch that plane or hop onto a train. Not only is a holiday good for health but can also be a tax haven.
Quick tips
i. You can get LTA only if you have applied for leave from your company and have actually travelled.
ii. If your family travels without you, no LTA can be claimed. You have to make the trip, either by yourself. If claiming for family, you should travel with them.
iii. You will need to keep your air, rail or public transport ticket. Or, if you rented a car, give the bill issued by the car rental company.
iv. International travel is not valid. It must be within the country.
v. Though you can claim two journeys in a block of four years, you can claim the LTA benefit just once in a year. You cannot claim both the journeys in one year. So, if you make two trips in a year, you lose one. A way out is to claim one and make your spouse claim the other.
Authour: Meenakshi Subramaniam is a former IRS officer residing in Kolkata.
Wednesday, October 31, 2007
Crack Telephonic Interviews
How to Crack Telephonic Interviews
Most BPO and IT companies have begun saving time and effort by conducting initial rounds of interviews by telephone before calling candidates for a personal round to their offices. BPOs and ITs use telephonic rounds to assess candidates for the roles of customer service or outbound sales executives.
Going by the job advertisements, you may typically have to call a number provided exclusively for interviews. Given this, then, your voice and the way you project yourself over the phone can make all the difference.
The flip side
The absence of a visual clue is the biggest disadvantage. While the interviewer can't see your new formal attire, your great smile and positive body language, you, on the other hand, also tell when you've lost the interviewer's attention.
Prepare for an excellent show
Start by visiting the employers' Web site and learn about the firm. Most companies upload the job specifications in the 'Career' or 'Work With Us' sections of their site. This will give you a fair idea about the key skills required for a certain role.
Make notes
Keep some notes ready about the job description, your key strengths and accomplishments. It is a good idea to keep your resume in front of you as well. Remember, they can't see if you have these documents for review.
Mock calls
Call a friend from your landline and ask him or her to listen to your voice. Maybe it is shrill; maybe you speak too softly or too fast to be understood. If possible, call someone you know who already works for a BPO and request him or her to critique your voice.
When you make that call
First, get to the point, and fast. The employers are already expecting calls from candidates, so don't waste time giving them a reference of where you saw their advertisement or asking them if there are any openings. Greet them, state your name and get to the point. For instance: 'Good morning. My name is Rashmi Chopra and I am calling from (location). I am a commerce graduate and would like to interview for the position of tele-sales executive.'
Keep notepad and pen ready
Write down their questions so you can stay on track while answering. Too often, people forget the original question and beat around the bush. Stay on target.
Sound energetic
Your voice is your only sales tool. Do not allow yourself to sound tired or uninterested over the phone. Sound energetic and excited, even if you are asked the same question again. Keep a glass of water ready.
Keep distractions away
Log off your computer (if you can't get away from instant messengers and other services that make a noise). Switch off your cell phone and stereo system, and ensure there no cell phones nearby that may cause disturbance. They sabotage your concentration when you need it most.
Call from a landline
Cell phones and cordless devices rarely allow your voice to sound as clear as it does on a standard landline, so avoid using them for interviews.
Be courteous
Try not to speak over the interviewer or cut him off. If you do, say, "I apologise for interrupting, please complete your question" and let the interviewer continue.
When you are through
Thank the interviewer for his or her time and state that you look forward to hearing from the firm. If they call you for a personal round, ask about the documents you should carry with you. Do not disconnect the call until the interviewer has hung up.
“Prepare for that telephonic interview, and you are halfway there.”
Most BPO and IT companies have begun saving time and effort by conducting initial rounds of interviews by telephone before calling candidates for a personal round to their offices. BPOs and ITs use telephonic rounds to assess candidates for the roles of customer service or outbound sales executives.
Going by the job advertisements, you may typically have to call a number provided exclusively for interviews. Given this, then, your voice and the way you project yourself over the phone can make all the difference.
The flip side
The absence of a visual clue is the biggest disadvantage. While the interviewer can't see your new formal attire, your great smile and positive body language, you, on the other hand, also tell when you've lost the interviewer's attention.
Prepare for an excellent show
Start by visiting the employers' Web site and learn about the firm. Most companies upload the job specifications in the 'Career' or 'Work With Us' sections of their site. This will give you a fair idea about the key skills required for a certain role.
Make notes
Keep some notes ready about the job description, your key strengths and accomplishments. It is a good idea to keep your resume in front of you as well. Remember, they can't see if you have these documents for review.
Mock calls
Call a friend from your landline and ask him or her to listen to your voice. Maybe it is shrill; maybe you speak too softly or too fast to be understood. If possible, call someone you know who already works for a BPO and request him or her to critique your voice.
When you make that call
First, get to the point, and fast. The employers are already expecting calls from candidates, so don't waste time giving them a reference of where you saw their advertisement or asking them if there are any openings. Greet them, state your name and get to the point. For instance: 'Good morning. My name is Rashmi Chopra and I am calling from (location). I am a commerce graduate and would like to interview for the position of tele-sales executive.'
Keep notepad and pen ready
Write down their questions so you can stay on track while answering. Too often, people forget the original question and beat around the bush. Stay on target.
Sound energetic
Your voice is your only sales tool. Do not allow yourself to sound tired or uninterested over the phone. Sound energetic and excited, even if you are asked the same question again. Keep a glass of water ready.
Keep distractions away
Log off your computer (if you can't get away from instant messengers and other services that make a noise). Switch off your cell phone and stereo system, and ensure there no cell phones nearby that may cause disturbance. They sabotage your concentration when you need it most.
Call from a landline
Cell phones and cordless devices rarely allow your voice to sound as clear as it does on a standard landline, so avoid using them for interviews.
Be courteous
Try not to speak over the interviewer or cut him off. If you do, say, "I apologise for interrupting, please complete your question" and let the interviewer continue.
When you are through
Thank the interviewer for his or her time and state that you look forward to hearing from the firm. If they call you for a personal round, ask about the documents you should carry with you. Do not disconnect the call until the interviewer has hung up.
“Prepare for that telephonic interview, and you are halfway there.”
Skills requried for Job-Hunting Freshers
Top Ten Skills Freshers Need
The Job market, for young graduates, has never been better. There are opportunities galore in booming service sectors like BPO, retail and hospitality. Most of these jobs are customer centric and call for certain unique skill sets. BPOs and multiplexes hire fresh graduates as customer service/sales executives, while retail stores look for shop floor executives, supervisors and managers.
"The job market is currently demand driven and youngsters with good communication skills and a positive attitude will be spoilt for choices," says Prashant Kuruvilla, VP (HR) at Delhi based E-soft Technologies. So, if you are a fresh graduate looking to make a career in the service industry, here are the 10 key customer service skills you must brush up on.
Language skills
Good communication is the lifeblood of the service industry and it is important that your language be devoid of grammatical errors. While we have all learnt the basics of grammar, the most important attributes in spoken English are sentence construction (your ability to form meaningful sentences) and word order (ability to use the right words as per the context). Speak to people in English as far as possible and watch English news channels and sit-coms. The objective here is to develop conversational skills.
Vocabulary
You need to have the words in your vocabulary to tackle all kinds of challenging communication and customer service scenarios. You should be able to demonstrate a satisfactory use of word choice so your customer maintains confidence in your skill sets. Follow the TIS rule (Think it, Ink it, Sink it). When you come across a new word, make a note of it in your personal diary and read it out loud at least three times.
Pronunciation
You need to speak with clear pronunciation and diction so it does not interfere with overall communication with a customer. Institutes like the British Council offer courses in communication skills for call centres and service oriented jobs. These programmes also help you to neutralise your accent and sound more professional.
Tone
It is important to speak with an upbeat, positive tone that reflects empathy and concern for your customer.This enables you to connect with customers and colleagues and also build long lasting relationships. Negative emotions like anger, sarcasm, impatience, etc. can easily be communicated through your tone, so it is important to focus it.
Listening, a must
Good listening skills will help you understand the main ideas of the person you are communicating with. It also enables you to understand the specifics of a particular situation you could be dealing with. Good listening skills will also ensure that you provide appropriate answers to customers' questions and understand the emotional clues he or she may drop.
Problem solving
You should be committed and have a sincere desire to solve a customer's problems. Your ability to ask the right kind of questions will be a key factor in providing an effective solution. You also need to prioritise your time and understand a customer's needs and wants.
Flexibility
You must be able to adapt to a customer's unique needs and changing circumstances. Be open to change, be willing to take the customer's feedback and act on it. Being flexible also helps you identify new business opportunities and generate more sales for your organisation.
Initiative and proactiveness
It is important to anticipate a customer's problems. Apologise and correct a mistake rather than hide behind the company's policies. Walking the extra mile for a customer will cement the relationship and lead to repeat business.
Professionalism
You need to be friendly and courteous, yet professional. Being direct and expressive helps you build a strong relationship with the customer. Conveying respect for the customer, team members, company and competitors is also important, as this demonstrates confidence in self and the organisation. A professional attitude will leave the customer with a positive feeling.
Task orientation
As a customer service professional, it is important to strike a balance between the job at hand and relationship / rapport building activities. While you need to engage in building a positive relationship with the customer, you must keep issue resolution and meeting targets as the top priority. "Most tele-sales consultants keep sweet talking with customers without asking for the order (closing the sale). This is ineffective as the objective of the organisation is also to generate sales and profits," says Kanishka Malhotra, Managing Partner at Hotel Solutions India, New Delhi.
“Brush up on these skills and success will definitely be a lot easier to come by.”
The Job market, for young graduates, has never been better. There are opportunities galore in booming service sectors like BPO, retail and hospitality. Most of these jobs are customer centric and call for certain unique skill sets. BPOs and multiplexes hire fresh graduates as customer service/sales executives, while retail stores look for shop floor executives, supervisors and managers.
"The job market is currently demand driven and youngsters with good communication skills and a positive attitude will be spoilt for choices," says Prashant Kuruvilla, VP (HR) at Delhi based E-soft Technologies. So, if you are a fresh graduate looking to make a career in the service industry, here are the 10 key customer service skills you must brush up on.
Language skills
Good communication is the lifeblood of the service industry and it is important that your language be devoid of grammatical errors. While we have all learnt the basics of grammar, the most important attributes in spoken English are sentence construction (your ability to form meaningful sentences) and word order (ability to use the right words as per the context). Speak to people in English as far as possible and watch English news channels and sit-coms. The objective here is to develop conversational skills.
Vocabulary
You need to have the words in your vocabulary to tackle all kinds of challenging communication and customer service scenarios. You should be able to demonstrate a satisfactory use of word choice so your customer maintains confidence in your skill sets. Follow the TIS rule (Think it, Ink it, Sink it). When you come across a new word, make a note of it in your personal diary and read it out loud at least three times.
Pronunciation
You need to speak with clear pronunciation and diction so it does not interfere with overall communication with a customer. Institutes like the British Council offer courses in communication skills for call centres and service oriented jobs. These programmes also help you to neutralise your accent and sound more professional.
Tone
It is important to speak with an upbeat, positive tone that reflects empathy and concern for your customer.This enables you to connect with customers and colleagues and also build long lasting relationships. Negative emotions like anger, sarcasm, impatience, etc. can easily be communicated through your tone, so it is important to focus it.
Listening, a must
Good listening skills will help you understand the main ideas of the person you are communicating with. It also enables you to understand the specifics of a particular situation you could be dealing with. Good listening skills will also ensure that you provide appropriate answers to customers' questions and understand the emotional clues he or she may drop.
Problem solving
You should be committed and have a sincere desire to solve a customer's problems. Your ability to ask the right kind of questions will be a key factor in providing an effective solution. You also need to prioritise your time and understand a customer's needs and wants.
Flexibility
You must be able to adapt to a customer's unique needs and changing circumstances. Be open to change, be willing to take the customer's feedback and act on it. Being flexible also helps you identify new business opportunities and generate more sales for your organisation.
Initiative and proactiveness
It is important to anticipate a customer's problems. Apologise and correct a mistake rather than hide behind the company's policies. Walking the extra mile for a customer will cement the relationship and lead to repeat business.
Professionalism
You need to be friendly and courteous, yet professional. Being direct and expressive helps you build a strong relationship with the customer. Conveying respect for the customer, team members, company and competitors is also important, as this demonstrates confidence in self and the organisation. A professional attitude will leave the customer with a positive feeling.
Task orientation
As a customer service professional, it is important to strike a balance between the job at hand and relationship / rapport building activities. While you need to engage in building a positive relationship with the customer, you must keep issue resolution and meeting targets as the top priority. "Most tele-sales consultants keep sweet talking with customers without asking for the order (closing the sale). This is ineffective as the objective of the organisation is also to generate sales and profits," says Kanishka Malhotra, Managing Partner at Hotel Solutions India, New Delhi.
“Brush up on these skills and success will definitely be a lot easier to come by.”
All about HRA
What you MUST know about HRA
House Rent Allowance is an allowance given by an employer to an employee. The sole purpose of this is to meet the cost of renting a home.
Here, we hope to clear the doubts you may have about HRA.
Do note, when we refer to salary in this article, it encompasses basic component and the dearness allowance.
1. You can claim HRA if you fulfill these three conditions:
~ You have an HRA allowance as part of your salary package.
~ You are staying in a rented accommodation and paying rent for it.
~ The rent exceeds 10% of your salary.
2. You can claim rent given to your parents. Let's say you live with parents and pay them rent. This makes your parents the landlords. One of them will have to declare it in his/ her personal income tax return to prevent litigation in the future.
3. You cannot claim rent paid to spouse. The relationship between a husband and wife is not commercial in nature; a husband and wife are supposed to stay together. So payment of rent to a spouse will not be accepted by the income tax authorities.
4. You will need to keep all your rent receipts since it is the only proof that you are paying rent. HRA exemptions are only available on submission of rent receipts or the rent agreement. However, if the HRA is upto Rs 3,000 per month, then receipts/ agreement is not mandatory. It is only when your HRA exceeds this amount that you will have to keep the receipts.
But it is wise to still keep them because, at the time of assessment, the Income Tax Officer may demand the receipts/ agreement.
5. The actual HRA you will be entitled to will be the least of the following.
~ The actual amount of HRA received.
~ 40% of salary. This increases to 50% if you are renting out the house in Delhi, Mumbai, Chennai or Kolkata.
~ Rent paid minus 10% of salary (basic component + dearness allowance)
6. The HRA that does not get exempted is taxed. Let's see how it works with an example.
Assumptions
HRA per month = Rs 15,000
Basic monthly salary = Rs 30,000
Dearness Allowance = Nil
Monthly rent = Rs 12,000
Rental accommodation is in Mumbai.
Exemption
Actual amount of HRA = Rs 15,000
50% of salary = 50% x (30,000 + 0) = Rs 15,000
Actual rent paid - 10% of salary = Rs 12,000 - [10% of (30,000 + 0)] = 12,000 - 3,000 = Rs 9,000
Rs 9,000 being the least of the three amounts will be the exemption from HRA. The balance HRA of Rs 6,000 (15,000-Rs 9,000) is taxable.
7. If you took a home loan for a home in one city but reside in another, you will be entitled to:
~ Tax benefit on principal repayment under Section 80C
~ Tax benefit on interest payment under Section 24
~ HRA benefit
Or, even if the home is in the same city but is not ready forcing you to rent a place, you will still be entitled to all the above benefits.
Of course, you can claim tax benefits on the home loan only if your home is ready to live in during that financial year. Once the construction on your home is complete, the HRA benefit stops.
If you took a home loan, got possession of the house, have rented it out and stay in a rented accommodation, you will be entitled to all the three benefits mentioned above.
However, in this case, the rent you receive would be considered as your taxable income.
8. Let's say you took a home loan and have bought a home but are not residing in it for genuine reasons.
It could be that the home is at a considerable distance from your work place. Or, it could be that the home is rather small and your parents are living in it so you have to stay elsewhere.
Though your rental accommodation and home are in the same city, you can still get all the benefits.
~ Tax benefit on principal repayment under Section 80C
~ Tax benefit on interest payment under Section 24
~ HRA benefit
However, it is necessary you have some of your belongings at your home (the one you own) and you stay there on and off on during weekends and holidays.
Despite this, if your employer does not agree and denies your tax benefits, you will have to claim it at the time of filing your tax returns.
House Rent Allowance is an allowance given by an employer to an employee. The sole purpose of this is to meet the cost of renting a home.
Here, we hope to clear the doubts you may have about HRA.
Do note, when we refer to salary in this article, it encompasses basic component and the dearness allowance.
1. You can claim HRA if you fulfill these three conditions:
~ You have an HRA allowance as part of your salary package.
~ You are staying in a rented accommodation and paying rent for it.
~ The rent exceeds 10% of your salary.
2. You can claim rent given to your parents. Let's say you live with parents and pay them rent. This makes your parents the landlords. One of them will have to declare it in his/ her personal income tax return to prevent litigation in the future.
3. You cannot claim rent paid to spouse. The relationship between a husband and wife is not commercial in nature; a husband and wife are supposed to stay together. So payment of rent to a spouse will not be accepted by the income tax authorities.
4. You will need to keep all your rent receipts since it is the only proof that you are paying rent. HRA exemptions are only available on submission of rent receipts or the rent agreement. However, if the HRA is upto Rs 3,000 per month, then receipts/ agreement is not mandatory. It is only when your HRA exceeds this amount that you will have to keep the receipts.
But it is wise to still keep them because, at the time of assessment, the Income Tax Officer may demand the receipts/ agreement.
5. The actual HRA you will be entitled to will be the least of the following.
~ The actual amount of HRA received.
~ 40% of salary. This increases to 50% if you are renting out the house in Delhi, Mumbai, Chennai or Kolkata.
~ Rent paid minus 10% of salary (basic component + dearness allowance)
6. The HRA that does not get exempted is taxed. Let's see how it works with an example.
Assumptions
HRA per month = Rs 15,000
Basic monthly salary = Rs 30,000
Dearness Allowance = Nil
Monthly rent = Rs 12,000
Rental accommodation is in Mumbai.
Exemption
Actual amount of HRA = Rs 15,000
50% of salary = 50% x (30,000 + 0) = Rs 15,000
Actual rent paid - 10% of salary = Rs 12,000 - [10% of (30,000 + 0)] = 12,000 - 3,000 = Rs 9,000
Rs 9,000 being the least of the three amounts will be the exemption from HRA. The balance HRA of Rs 6,000 (15,000-Rs 9,000) is taxable.
7. If you took a home loan for a home in one city but reside in another, you will be entitled to:
~ Tax benefit on principal repayment under Section 80C
~ Tax benefit on interest payment under Section 24
~ HRA benefit
Or, even if the home is in the same city but is not ready forcing you to rent a place, you will still be entitled to all the above benefits.
Of course, you can claim tax benefits on the home loan only if your home is ready to live in during that financial year. Once the construction on your home is complete, the HRA benefit stops.
If you took a home loan, got possession of the house, have rented it out and stay in a rented accommodation, you will be entitled to all the three benefits mentioned above.
However, in this case, the rent you receive would be considered as your taxable income.
8. Let's say you took a home loan and have bought a home but are not residing in it for genuine reasons.
It could be that the home is at a considerable distance from your work place. Or, it could be that the home is rather small and your parents are living in it so you have to stay elsewhere.
Though your rental accommodation and home are in the same city, you can still get all the benefits.
~ Tax benefit on principal repayment under Section 80C
~ Tax benefit on interest payment under Section 24
~ HRA benefit
However, it is necessary you have some of your belongings at your home (the one you own) and you stay there on and off on during weekends and holidays.
Despite this, if your employer does not agree and denies your tax benefits, you will have to claim it at the time of filing your tax returns.
Tuesday, October 30, 2007
Cute SMS 8
The duck look smooth and calm on top of water but underneath there is restless peddling. Similarly in life nothing worthwhile comes without struggle.
Good things come to those who wait. Better things come to those who TRY. Best things ome to those who BELIECE in their efoorts.
If i am impatient to experience the results of efforts it is like trying to eat unripe fruit.
Mistakes r mani, apologies r few. hurts r manu, shoulders 2 lean r few. Frnds r many bt true ones r few. Always respect 1 who truely comforts u.
Smooth roads never make gud drivers. Smooth sea never makes gud sailors. Clar sky never make gud pilots. problems free life nevr mak a gud person.
The importance of a good friend in ur life is like the importance of ur heart beats. Though they r not visible they silently support ur life.
Classic words for friendship: Be what u r & say what u feel, bcoz those who mind, doesnt matter & those who matter never mind.
A word to say a word to hear, even in ur absence i feel u near, Our relation is strong, hope it goes long v will remain the same till d life goes on.
A famous saying ..... one can cross an ocean without wtting his legs but cannot cross love without wetting his eyes.
One best book is equql to hundred good friends... But one loving friend is equal to more than a library.
Thought for lifetime: Its really hard to wait 4 the right person in ur life especially when the wrong ones are so beautiful.
Life is a feeling, marriage is a contract and relationships are work. - Lori GORDON
never walk away from true relationship. Whn u c some fault, b patient & realize tat nobody s perfect, its not perfection tat matters, its affection.
Coming together is a beginning. Keeping together is progress. Working together is success. - Henry Ford.
Good things come to those who wait. Better things come to those who TRY. Best things ome to those who BELIECE in their efoorts.
If i am impatient to experience the results of efforts it is like trying to eat unripe fruit.
Mistakes r mani, apologies r few. hurts r manu, shoulders 2 lean r few. Frnds r many bt true ones r few. Always respect 1 who truely comforts u.
Smooth roads never make gud drivers. Smooth sea never makes gud sailors. Clar sky never make gud pilots. problems free life nevr mak a gud person.
The importance of a good friend in ur life is like the importance of ur heart beats. Though they r not visible they silently support ur life.
Classic words for friendship: Be what u r & say what u feel, bcoz those who mind, doesnt matter & those who matter never mind.
A word to say a word to hear, even in ur absence i feel u near, Our relation is strong, hope it goes long v will remain the same till d life goes on.
A famous saying ..... one can cross an ocean without wtting his legs but cannot cross love without wetting his eyes.
One best book is equql to hundred good friends... But one loving friend is equal to more than a library.
Thought for lifetime: Its really hard to wait 4 the right person in ur life especially when the wrong ones are so beautiful.
Life is a feeling, marriage is a contract and relationships are work. - Lori GORDON
never walk away from true relationship. Whn u c some fault, b patient & realize tat nobody s perfect, its not perfection tat matters, its affection.
Coming together is a beginning. Keeping together is progress. Working together is success. - Henry Ford.
Friday, September 21, 2007
Cute SMS 7
A succesful man isone who builds a house by the stones which are thrown by others on him
Hardest moment in life is not that when u lose somehting and tears come out of ur eyes. But its the one when u lose something & still u have to simle.
A friend like you is very rare,
Your joy and your pain I want to share
Truly and deeply I really do care,
Forever and ever i;ll always be there....
Success is nothing more than a few simple discplines practiced daily &
failure is nothing more than a few small errors repeated daily.
Think well, plan well Do well, Sleep well, play well, laugh well and Put ur mobile also into well. bocz ur not msgng me well.
Time goes so fast, life asks so much, no wonder friends get out of touch. But in hearts deep true, unseen, friendshup statys forever.
Amazing love story:
There was a mosquito and a dog who loved each other a lot. One day the mosquito got exciting & gave a love bite 2 the dog. The dog too became romantic & bite the mosquito. Next day mosquito died of rabies and dog died of malaria.
What a touching story, isnt it?
The pain is not on the day of death of ur dear nes. The pain is really when ulive each day without them & with their precene in ur mind.
Behind every succesful studnet there is one girl friend...
But what about unsuccessful student?
Lot of girl friends....
Hardest moment in life is not that when u lose somehting and tears come out of ur eyes. But its the one when u lose something & still u have to simle.
A friend like you is very rare,
Your joy and your pain I want to share
Truly and deeply I really do care,
Forever and ever i;ll always be there....
Success is nothing more than a few simple discplines practiced daily &
failure is nothing more than a few small errors repeated daily.
Think well, plan well Do well, Sleep well, play well, laugh well and Put ur mobile also into well. bocz ur not msgng me well.
Time goes so fast, life asks so much, no wonder friends get out of touch. But in hearts deep true, unseen, friendshup statys forever.
Amazing love story:
There was a mosquito and a dog who loved each other a lot. One day the mosquito got exciting & gave a love bite 2 the dog. The dog too became romantic & bite the mosquito. Next day mosquito died of rabies and dog died of malaria.
What a touching story, isnt it?
The pain is not on the day of death of ur dear nes. The pain is really when ulive each day without them & with their precene in ur mind.
Behind every succesful studnet there is one girl friend...
But what about unsuccessful student?
Lot of girl friends....
Tuesday, August 28, 2007
சிறிய இடைவெளி
சில நாட்கள் எதுவும் பதிவு இருக்காது.
மீண்டும் வந்து பதிகிறேன்.
வழக்கம் போல குப்பையான பதிவுகளோட..... வரட்டுமா.....
மீண்டும் வந்து பதிகிறேன்.
வழக்கம் போல குப்பையான பதிவுகளோட..... வரட்டுமா.....
Tuesday, August 7, 2007
Cute SMS 6
Wishes, laughs, greetings, tears, sorrows, feelings, happiness, joy, celebrations... etc is part of friendship.
For d friendship u share, for all d ways u care, for all d times u r there, u r special and beyond compare.
The heart of a friend knows no boundaries no limits, just endless love and care.
Entry of new things may change your lifestyle and make you happy. But those things will never be placed in the place of some missed things.
When it rains all the bird fly for shelter. But eagle alone avoids the rain by flying above d cloud. Problem is common to all but attitude makes d difference.
The dream is not what u see in sleep.
Dream is the thing which does not let u sleep. Think and do it - Dr. Abdul Kalam
Tears are true than smile. Bcoz u can smile at everyone. But u will cry for only d one who is special to u... Don't u??
U can live without the person who says "U R Mine" But u can never live without some 1 who says "I M Yours". May u b blessed wid 1 such person in life.
Success Slogan
1. Define yourself
2. Never give up
3. Plan ur future
4. Realise the value of time
5. Think positive
6. Catch ur dreams.
Every life in this world was painted by Gods own hands.i'm thankful 2 him bcoz when he painted my life he included1 lovely color thats u.
The logic of human mind: It seeks compromise when we are wrong and it seeks judgment when others are wrong.
God gifted me a home... iTs very calm....... Its beautiful. ...... its lovely........... its friendly.... Yes its u r heart....
Winds can chill, fire can burn. Rain can drizzle but the power of ur smile can kill a healthy person. so think before u smile. Still smiling??? oh my god....
Care the one who shares with u....Share the one who knows u....... know the ne who miss u....... but dont miss the one who is "True to u"
You can't change your future.... you can change your habits..... and sure your habits will change your future....Bernad Shaw
For d friendship u share, for all d ways u care, for all d times u r there, u r special and beyond compare.
The heart of a friend knows no boundaries no limits, just endless love and care.
Entry of new things may change your lifestyle and make you happy. But those things will never be placed in the place of some missed things.
When it rains all the bird fly for shelter. But eagle alone avoids the rain by flying above d cloud. Problem is common to all but attitude makes d difference.
The dream is not what u see in sleep.
Dream is the thing which does not let u sleep. Think and do it - Dr. Abdul Kalam
Tears are true than smile. Bcoz u can smile at everyone. But u will cry for only d one who is special to u... Don't u??
U can live without the person who says "U R Mine" But u can never live without some 1 who says "I M Yours". May u b blessed wid 1 such person in life.
Success Slogan
1. Define yourself
2. Never give up
3. Plan ur future
4. Realise the value of time
5. Think positive
6. Catch ur dreams.
Every life in this world was painted by Gods own hands.i'm thankful 2 him bcoz when he painted my life he included1 lovely color thats u.
The logic of human mind: It seeks compromise when we are wrong and it seeks judgment when others are wrong.
God gifted me a home... iTs very calm....... Its beautiful. ...... its lovely........... its friendly.... Yes its u r heart....
Winds can chill, fire can burn. Rain can drizzle but the power of ur smile can kill a healthy person. so think before u smile. Still smiling??? oh my god....
Care the one who shares with u....Share the one who knows u....... know the ne who miss u....... but dont miss the one who is "True to u"
You can't change your future.... you can change your habits..... and sure your habits will change your future....Bernad Shaw
Tuesday, July 31, 2007
குறுந்தகவல் 6
அவள் என்னை பார்க்கும்போது சொல்ல நினைக்கிறேன்,அவள் என்னை கொஞ்சும் போது சொல்ல நினைக்கிறேன்,அவள் என்னை முத்தமிடும் போது சொல்ல நினைக்கிறேன்,ஆனால் சொல்ல முடியவில்லை அம்மா என்றுகடவுளே சீக்கிரம் எனக்கு பேச அருள் புரிவாயாக-ஒரு மாதக்குழந்தை
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நண்பனையும் நேசி, எதிரியையும் நேசிநண்பன் உன் வெற்றிக்கு துணையிருப்பான்எதிரி உன் வெற்றிக்கு காரணமாயிருப்பான்
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ஜப்பான் மொழியில் "சின் சா சூ"சீன மொழியில் "சின் பாங் பூ"ஹவாய் மொழியில் "ஹூ லூ லூ"ஜெர்மன் மொழியில் "பேங்க் புபூ"தமிழில் "லூசாப்பா நீ"
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ஒரு தடவை ஒரு எலி ஒரு பெரிய பூனை கிட்ட மாட்டிக்கிச்சி. அந்த எலி சொல்லுச்சி, பூனை அண்ணே நான் எங்அ அப்ப அம்மாவுக்கு ஒரே பையன் என்ன சாப்பிடாதீங்க. அதுக்கு அந்த பூனை என்ன சொல்லுச்சி தெரியுமா?
"மியாவ்"... கதை கேக்குற வயசா இது? போ போ போய் வேலையப்பாரு.
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சில உறவுகள் புன்னகையை போல, எப்போதாவது நினைவு வரும். சில உறவுகள் மூச்சு மாதிரி எப்பவும் கூடவே இருக்கும். "உன்னை மாதிரி".
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வேதனை சுமக்க இதயமுண்டுகண்ணீரை வடிக்க கண்கள் உண்டுகடமை முடிக்க கைகள் உண்டுஎன்றும் உன்னை நினைக்க நான் உண்டு
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உன் சந்தோசத்தைக்கொண்டாட திரும்பிப்பார், உன் சொந்தங்கள் 100 பேர் நிர்ப்பார்கள். உன் சோகத்தை பகிர்ந்து கொள்ள திரும்பிப்பார் நான் மட்டும் நிற்பேன், மிலிட்டரி சறக்கோடு.
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நண்பர்களுடன் எப்பொழுதும் விவாதம் செய்யாதே அதில் நீ தோற்றால் ஒரு நண்பனை இழப்பாய். ஜெயித்தால் ஒரு எதிரியை பெறுவாய்
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எதை நீ அதிகம் விரும்புகிறாயோ அதை நீ விரைவில் வெறுப்பாய் - கீதைஎதை நீ வெறுக்கிறாயோ அதை நீ விரைவில் விறும்புவாய் - பைபிள்எதையும் அதிகம் நேசிக்கவும் கூடாது, எதையும் அதிகம் வெறுக்கவும் கூடாது - குறான்
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நண்பன்1: பேங்க்ல லோன் போட்டு டியூ கட்டாதனால பைக்க தூக்கிட்டு போய்ட்டாங்க
நண்பன்2: அய்யோ இது தெரிஞ்சிருந்தா நான் கல்யாணத்துக்கு லோன் போட்டிருப்பேனே!
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நண்பனையும் நேசி, எதிரியையும் நேசிநண்பன் உன் வெற்றிக்கு துணையிருப்பான்எதிரி உன் வெற்றிக்கு காரணமாயிருப்பான்
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ஜப்பான் மொழியில் "சின் சா சூ"சீன மொழியில் "சின் பாங் பூ"ஹவாய் மொழியில் "ஹூ லூ லூ"ஜெர்மன் மொழியில் "பேங்க் புபூ"தமிழில் "லூசாப்பா நீ"
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ஒரு தடவை ஒரு எலி ஒரு பெரிய பூனை கிட்ட மாட்டிக்கிச்சி. அந்த எலி சொல்லுச்சி, பூனை அண்ணே நான் எங்அ அப்ப அம்மாவுக்கு ஒரே பையன் என்ன சாப்பிடாதீங்க. அதுக்கு அந்த பூனை என்ன சொல்லுச்சி தெரியுமா?
"மியாவ்"... கதை கேக்குற வயசா இது? போ போ போய் வேலையப்பாரு.
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சில உறவுகள் புன்னகையை போல, எப்போதாவது நினைவு வரும். சில உறவுகள் மூச்சு மாதிரி எப்பவும் கூடவே இருக்கும். "உன்னை மாதிரி".
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வேதனை சுமக்க இதயமுண்டுகண்ணீரை வடிக்க கண்கள் உண்டுகடமை முடிக்க கைகள் உண்டுஎன்றும் உன்னை நினைக்க நான் உண்டு
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உன் சந்தோசத்தைக்கொண்டாட திரும்பிப்பார், உன் சொந்தங்கள் 100 பேர் நிர்ப்பார்கள். உன் சோகத்தை பகிர்ந்து கொள்ள திரும்பிப்பார் நான் மட்டும் நிற்பேன், மிலிட்டரி சறக்கோடு.
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நண்பர்களுடன் எப்பொழுதும் விவாதம் செய்யாதே அதில் நீ தோற்றால் ஒரு நண்பனை இழப்பாய். ஜெயித்தால் ஒரு எதிரியை பெறுவாய்
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எதை நீ அதிகம் விரும்புகிறாயோ அதை நீ விரைவில் வெறுப்பாய் - கீதைஎதை நீ வெறுக்கிறாயோ அதை நீ விரைவில் விறும்புவாய் - பைபிள்எதையும் அதிகம் நேசிக்கவும் கூடாது, எதையும் அதிகம் வெறுக்கவும் கூடாது - குறான்
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நண்பன்1: பேங்க்ல லோன் போட்டு டியூ கட்டாதனால பைக்க தூக்கிட்டு போய்ட்டாங்க
நண்பன்2: அய்யோ இது தெரிஞ்சிருந்தா நான் கல்யாணத்துக்கு லோன் போட்டிருப்பேனே!
Tuesday, July 17, 2007
Friday, July 13, 2007
Cute SMS 5
Entry of new things may change your lifestyle and make you happy. But hose things will never be placed in the place os some missed things
Change is a nature of life. But challenge is a aim of life. So you have to challenge the chagnes not change the challenges.
Sixways to be happy
1. Free ur hear from hate.
2. Free ur mind from worry
3. Live simple.
4. Expect less.
5. Always smile
6. Dont see the mirror
Life is like a book. turn over the pages day by day. you can find new experience everyday.
I have no diamonds to give you. I have no pearls to give you. But i have two nice little words to give you, TAKE CARE!
Love is possible after friendship but friendship is not possible after love
bcoz medicines work before death but not later
Once Sardar went to temple. Seeing the people putting coins into the box,
Sardar: Wow, its amazing, peoples r talking to GOD thru coin phone without a receiver.
Some people die earlier bcoz God loves them. you are still on the earth bcoz someone somewhere loves u more than God where ur searching? its me only.
if u start juding people who u love most or who loves u most, u will have no time to love them. - Mother Therasa
Beautiful thing in life is to see a person SMILING. The most beautiful is when u know that ur the reason behind his SMILE.
Career is like light. Enjoyments r like shadow. If u go for shadow u will lose light. So go for light automatically shadow will follow u.
Life doesnt provide warranties & garantees. It only provides possibilities & opportunities 4 those who dare will make best use of it.
A gud way to change someones attitude is 2 change your own feelings. bcoz the same sun who melts te butter, hardens the clay too.
Most of the things we desire in life are expensive. But the truth is things that are valuable are absolutely free love, Joy, laughter n friends
If someone defames you or insults you, shower him with flowers of smiles and good wishes.
If a problem can be solved, then theres no need for worrying. If a problem cannot be solved then whats the use of worrying.
Night is a wonderful opportunity 2rest, 2forgive, 2dream, 2smile and 2get ready for all the battles that u'll have 2fight tomorrow.
Its not ur mistake if u cant read d eyes which cheats u. But its really ur mistake if u cant read the eyes which cares for u.
Expect more form yourself than from others coz expectation form others hurt a lot. while expectation from urself inspire u a lot.
Few mins ago i closed my eyes n saw u in my drm. i found u most happiest in ds world. if dis is d way 2 c u happy, i wish my eyes close forever.
Brain is the most outstanding organ. it works for 24hrs, 365 days, right from the time you are born until u fall in LOVE - Shakespear
Change is a nature of life. But challenge is a aim of life. So you have to challenge the chagnes not change the challenges.
Sixways to be happy
1. Free ur hear from hate.
2. Free ur mind from worry
3. Live simple.
4. Expect less.
5. Always smile
6. Dont see the mirror
Life is like a book. turn over the pages day by day. you can find new experience everyday.
I have no diamonds to give you. I have no pearls to give you. But i have two nice little words to give you, TAKE CARE!
Love is possible after friendship but friendship is not possible after love
bcoz medicines work before death but not later
Once Sardar went to temple. Seeing the people putting coins into the box,
Sardar: Wow, its amazing, peoples r talking to GOD thru coin phone without a receiver.
Some people die earlier bcoz God loves them. you are still on the earth bcoz someone somewhere loves u more than God where ur searching? its me only.
if u start juding people who u love most or who loves u most, u will have no time to love them. - Mother Therasa
Beautiful thing in life is to see a person SMILING. The most beautiful is when u know that ur the reason behind his SMILE.
Career is like light. Enjoyments r like shadow. If u go for shadow u will lose light. So go for light automatically shadow will follow u.
Life doesnt provide warranties & garantees. It only provides possibilities & opportunities 4 those who dare will make best use of it.
A gud way to change someones attitude is 2 change your own feelings. bcoz the same sun who melts te butter, hardens the clay too.
Most of the things we desire in life are expensive. But the truth is things that are valuable are absolutely free love, Joy, laughter n friends
If someone defames you or insults you, shower him with flowers of smiles and good wishes.
If a problem can be solved, then theres no need for worrying. If a problem cannot be solved then whats the use of worrying.
Night is a wonderful opportunity 2rest, 2forgive, 2dream, 2smile and 2get ready for all the battles that u'll have 2fight tomorrow.
Its not ur mistake if u cant read d eyes which cheats u. But its really ur mistake if u cant read the eyes which cares for u.
Expect more form yourself than from others coz expectation form others hurt a lot. while expectation from urself inspire u a lot.
Few mins ago i closed my eyes n saw u in my drm. i found u most happiest in ds world. if dis is d way 2 c u happy, i wish my eyes close forever.
Brain is the most outstanding organ. it works for 24hrs, 365 days, right from the time you are born until u fall in LOVE - Shakespear
Saturday, June 16, 2007
குறுந்தகவல் - 5
பெண்: டாக்டர் என்னோட வீட்டுக்காரர் 1 லிட்டர் பெட்ரோல் குடிச்சிட்டார். டாக்டர்: 60கிலோமீட்டர் ஓடச்சொல்லுங்க சரியாப்போயிடும்.
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நபர்1: சார் உங்க வீராச்சாமி படம் மூலமா எங்களுக்கு நல்ல வசூல்சார் டி.ஆர்: நீங்க எந்த தியேட்டர் முதலாளி நபர்1: நான் அமிர்தாஞ்சன் கம்பெனி முதலாளிங்க.
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பில்கேட்ஸ்: ஏழையாகுறதுக்கு ஒரு வழி சொல்லுங்களேன் நண்பர்: இந்திய கிரிக்கெட் அணிக்கு ஸ்பான்சர் செய்யுங்க பில்கேட்ஸ்: நான் ஏழையாகுறதுக்கு வழி கேட்டேன், பிச்சைக்காரன் ஆகுறதுக்கில்லை.
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ஐஸ்வர்யாராய் மரத்துக்குகீழ இருந்து கோக் குடிச்சிக்கிட்டு இருந்தாங்க. மரத்துமேல இருந்து அப்பா எறும்பும், மகன் எறும்பும் பாத்துக்கிட்டு இருந்து. மகன் எறும்பு தவறி கோக் பாட்டிலுக்குள்ள விழுந்திருச்சி. அப்பா எறும்பு வந்து ஐஸ் கிட்ட ஒரு மேட்டர் சொன்னது ஐஸ் அரண்டுட்டாங்க, அது என்ன?
என் பையன் இப்ப உன் வயத்துல.
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பெண்1: இந்த புடவை எப்படி இருக்கு?
பெண்2: நல்லாருக்கு. புடவை எடுத்ததை உன் வீட்டுக்காரர் கிட்ட சொல்லிட்டியா?
பெண்1: கடைக்காரன் கிட்டயே சொல்லலை.
பெண்2: ???
>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>
நாய்க்கு பிடித்தது எலும்பு குரங்குக்கு பிடித்தது வாழைப்பழம் யானைக்கு பிடித்தது கரும்பு எறும்புக்கு பிடித்தது இனிப்பு மாட்டுக்கு பிடித்தது உன்னை ஏன் தெரியுமா? புரியலையா? புண்ணாக்கு புண்ணாக்கு...
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உன்னை என்னில் இருந்து பிரிக்கும் இந்த இரவை பார்க்கக்கூடாதென்று காலை வரை கண்மூடி இருக்கப்போகிறேன்.
உஸ்ஸ்ஸ்ஸ்ஸ்ஸ்
எப்படியெல்லாம் யோசிக்கவேண்டியிருக்கு குட்நைட் சொல்ல....
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அமைச்சர்: மன்னா போருக்கு போகும் போது ஏன் கவசம் போடுறீங்க
மன்னன்: கவசம் போடலைன்னா, தெவசம் போட்டிருவாங்கடா.
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ஆறுல அஞ்சு போனா என்னா வரும்
அஞ்சுவோட டெட்பாடி வரும், ஏன்னா அஞ்சுவுக்கு நீந்த தெரியாது.
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பிரிவை தாங்க முடியவில்லை, தயவு செய்து பேசாதே
-உதடு
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நபர்1: சார் உங்க வீராச்சாமி படம் மூலமா எங்களுக்கு நல்ல வசூல்சார் டி.ஆர்: நீங்க எந்த தியேட்டர் முதலாளி நபர்1: நான் அமிர்தாஞ்சன் கம்பெனி முதலாளிங்க.
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பில்கேட்ஸ்: ஏழையாகுறதுக்கு ஒரு வழி சொல்லுங்களேன் நண்பர்: இந்திய கிரிக்கெட் அணிக்கு ஸ்பான்சர் செய்யுங்க பில்கேட்ஸ்: நான் ஏழையாகுறதுக்கு வழி கேட்டேன், பிச்சைக்காரன் ஆகுறதுக்கில்லை.
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ஐஸ்வர்யாராய் மரத்துக்குகீழ இருந்து கோக் குடிச்சிக்கிட்டு இருந்தாங்க. மரத்துமேல இருந்து அப்பா எறும்பும், மகன் எறும்பும் பாத்துக்கிட்டு இருந்து. மகன் எறும்பு தவறி கோக் பாட்டிலுக்குள்ள விழுந்திருச்சி. அப்பா எறும்பு வந்து ஐஸ் கிட்ட ஒரு மேட்டர் சொன்னது ஐஸ் அரண்டுட்டாங்க, அது என்ன?
என் பையன் இப்ப உன் வயத்துல.
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பெண்1: இந்த புடவை எப்படி இருக்கு?
பெண்2: நல்லாருக்கு. புடவை எடுத்ததை உன் வீட்டுக்காரர் கிட்ட சொல்லிட்டியா?
பெண்1: கடைக்காரன் கிட்டயே சொல்லலை.
பெண்2: ???
>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>
நாய்க்கு பிடித்தது எலும்பு குரங்குக்கு பிடித்தது வாழைப்பழம் யானைக்கு பிடித்தது கரும்பு எறும்புக்கு பிடித்தது இனிப்பு மாட்டுக்கு பிடித்தது உன்னை ஏன் தெரியுமா? புரியலையா? புண்ணாக்கு புண்ணாக்கு...
<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<
உன்னை என்னில் இருந்து பிரிக்கும் இந்த இரவை பார்க்கக்கூடாதென்று காலை வரை கண்மூடி இருக்கப்போகிறேன்.
உஸ்ஸ்ஸ்ஸ்ஸ்ஸ்
எப்படியெல்லாம் யோசிக்கவேண்டியிருக்கு குட்நைட் சொல்ல....
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அமைச்சர்: மன்னா போருக்கு போகும் போது ஏன் கவசம் போடுறீங்க
மன்னன்: கவசம் போடலைன்னா, தெவசம் போட்டிருவாங்கடா.
$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$
ஆறுல அஞ்சு போனா என்னா வரும்
அஞ்சுவோட டெட்பாடி வரும், ஏன்னா அஞ்சுவுக்கு நீந்த தெரியாது.
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பிரிவை தாங்க முடியவில்லை, தயவு செய்து பேசாதே
-உதடு
Thursday, June 14, 2007
நானும் என் கேமராவும் - பாகம் 2
2006 ஆம் ஆண்டு ஆகஸ்டு மாதம் ஊட்டி சென்றிருந்த போது எடுத்த சில புகைப்படங்கள்
Saturday, June 2, 2007
குறுந்தகவல் - 4
காதலில் கண்களின் அசைவுகளுக்கு ஆயிரம் அர்த்தம் இருக்கும்.
ஆனால் நட்புக்குள் கண்களின் அசைவுகளுக்கு ஒரே ஒரு அர்த்தம் தான்
"மச்சி அந்த ஃபிகரை பாருடா"
அழும் போது தனியாக அழு. சிரிக்கும் போது நண்பர்களோடு சிரி. கூட்டத்தில் அழுதால் நடிப்பு என்பார்கள், தனியாக சிரித்தால் பைத்தியம் என்பார்கள் - கண்ணதாசன்
இராமாயணத்துல இராவணனுக்கு 20 கண்ணு, ஆனா அவன் ஒரு பொண்ணைதான் பார்த்தான்.
உனக்கு 2 கண்ணு, ஒரு நாளைக்கு 20 பொண்ணை பாக்குற, யாரு பெரிய கேடி?
பையன்: அப்பா ஓவரா என்னை பக்கத்து வீட்டு பொண்ணோட கம்பேர் பண்ணீல பாரு அவ 470 மார்க், நான் 480 மார்க்.
அப்பா: லூசு, அவ 10-ம் வகுப்பு, நீ 12-ம் வகுப்புடா
மண்டை உடையாம இருக்க ஹெல்மெட் போடலாம், ஆனா ஹெல்மெட் உடையாம இருக்க மண்டைய போடமுடியுமா?
- இவண், ஹெல்மெட் போடாமல் போலீஸுக்கு டிமிக்கு கொடுக்கும் சங்கம்
அரசன்: அமைச்சரே, போரில் எதிரி படைகள் ஒடிய ஓட்டத்தை நினைத்தால் சிரிப்பு வருகிறது.
அமைச்சர்: ஆம் மன்னா, எவ்வளவு ஓடியும் அவர்களால் நம்மை புடிக்கவே முடியவில்லை.
நண்பன்1: நான் என்ன செஞ்சாலும் என் பொண்டாட்டி குறுக்க நிக்குறாடா
நண்பன்2: கார் ஓட்டிப்பாரேன்
என்னை வெல்வதற்கு யாருமில்லை உன் அன்பைத்தவிற
என்னை கொல்வதற்கு யாருமில்லை உன் பிரிவைத்தவிற
அவள் மூச்சுக்காற்றே உன் மூச்சுக்காற்று
அவள் இதய துடிப்பே உன் இதய துடிப்பு
அவள் அன்பே என்றும் மாறாத அன்பு
-அம்மா
உன்னை நான் என் இதயமென்று சொல்லமாட்டேன், ஏனென்றால் நீ துடித்து நான் உயிர் வாழ விரும்பவில்லை.
ஆனால் நட்புக்குள் கண்களின் அசைவுகளுக்கு ஒரே ஒரு அர்த்தம் தான்
"மச்சி அந்த ஃபிகரை பாருடா"
அழும் போது தனியாக அழு. சிரிக்கும் போது நண்பர்களோடு சிரி. கூட்டத்தில் அழுதால் நடிப்பு என்பார்கள், தனியாக சிரித்தால் பைத்தியம் என்பார்கள் - கண்ணதாசன்
இராமாயணத்துல இராவணனுக்கு 20 கண்ணு, ஆனா அவன் ஒரு பொண்ணைதான் பார்த்தான்.
உனக்கு 2 கண்ணு, ஒரு நாளைக்கு 20 பொண்ணை பாக்குற, யாரு பெரிய கேடி?
பையன்: அப்பா ஓவரா என்னை பக்கத்து வீட்டு பொண்ணோட கம்பேர் பண்ணீல பாரு அவ 470 மார்க், நான் 480 மார்க்.
அப்பா: லூசு, அவ 10-ம் வகுப்பு, நீ 12-ம் வகுப்புடா
மண்டை உடையாம இருக்க ஹெல்மெட் போடலாம், ஆனா ஹெல்மெட் உடையாம இருக்க மண்டைய போடமுடியுமா?
- இவண், ஹெல்மெட் போடாமல் போலீஸுக்கு டிமிக்கு கொடுக்கும் சங்கம்
அரசன்: அமைச்சரே, போரில் எதிரி படைகள் ஒடிய ஓட்டத்தை நினைத்தால் சிரிப்பு வருகிறது.
அமைச்சர்: ஆம் மன்னா, எவ்வளவு ஓடியும் அவர்களால் நம்மை புடிக்கவே முடியவில்லை.
நண்பன்1: நான் என்ன செஞ்சாலும் என் பொண்டாட்டி குறுக்க நிக்குறாடா
நண்பன்2: கார் ஓட்டிப்பாரேன்
என்னை வெல்வதற்கு யாருமில்லை உன் அன்பைத்தவிற
என்னை கொல்வதற்கு யாருமில்லை உன் பிரிவைத்தவிற
அவள் மூச்சுக்காற்றே உன் மூச்சுக்காற்று
அவள் இதய துடிப்பே உன் இதய துடிப்பு
அவள் அன்பே என்றும் மாறாத அன்பு
-அம்மா
உன்னை நான் என் இதயமென்று சொல்லமாட்டேன், ஏனென்றால் நீ துடித்து நான் உயிர் வாழ விரும்பவில்லை.
Friday, June 1, 2007
Cute SMS 4
A Real fact:- We live in a funny world. Pizza reaches home faster than the Ambulance or Police. think about it.
Court order:- u r accused of crawling in 2 my heart n hijacking my smile with your cute behaviour you are sentenced 2 b my FRIEND 4 life time. NO BAIL.
Luck is not in your hands. but work is in your hands. Your work can make luck. But luck cant make your work.
When a person, find sorrows behind ur smile, words behind your silence, love behind ur anger, you can believe that he/she is ur true friend.
A friendship poem
Dear o dear
U r not Near
But i can hear
Dont get fear
Your memories here
Live with cheer
No more tear
ur always my dear
Friendship is just like oxygen. No color, no shape, no place, no taste. But is still Essential for living
Court order:- u r accused of crawling in 2 my heart n hijacking my smile with your cute behaviour you are sentenced 2 b my FRIEND 4 life time. NO BAIL.
Luck is not in your hands. but work is in your hands. Your work can make luck. But luck cant make your work.
When a person, find sorrows behind ur smile, words behind your silence, love behind ur anger, you can believe that he/she is ur true friend.
A friendship poem
Dear o dear
U r not Near
But i can hear
Dont get fear
Your memories here
Live with cheer
No more tear
ur always my dear
Friendship is just like oxygen. No color, no shape, no place, no taste. But is still Essential for living
Monday, May 14, 2007
Cute SMS 3
Dont worry for the delay in ur success compared to others bcoz construction of pyramid take too much time than a ordinary building.
Heart said to eyes dont see more bcoz u see and i am suffering. Eyes said to heart dont think more bcoz u feel and i cry for it
A person living in another person's heart is called love.
But a person living as another person's heart is called a friendship.
Night is longer than day for those who dream and Day is longer than night who make their dream come true.
Coins make always sound. But the rupees always be as silent. So when your value increases keep calm.
If i could pull down the rainbow, i would write ur name on it and putit back in the sky 2 let everybody know how colorful my life is with a person like u.
Heart said to eyes dont see more bcoz u see and i am suffering. Eyes said to heart dont think more bcoz u feel and i cry for it
A person living in another person's heart is called love.
But a person living as another person's heart is called a friendship.
Night is longer than day for those who dream and Day is longer than night who make their dream come true.
Coins make always sound. But the rupees always be as silent. So when your value increases keep calm.
If i could pull down the rainbow, i would write ur name on it and putit back in the sky 2 let everybody know how colorful my life is with a person like u.
Sunday, May 13, 2007
குறுந்தகவல் - 3
இலவசம்
இலவசம்
இலவசம்
ஒரு புக் வாங்கினா, ஒரு கார் இலவசம்.
அப்படியா?
என்ன புக்?
"R.C. புக் "
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நோயாளி - டாக்டர் நீங்க எனக்கு ஒரு காரியம் பண்ணனும்.
மருத்துவர் = நான் ஆபரேஷன் தான் பண்ணுவேன், காரியமெல்லாம் உங்க வீட்டில் உள்ளவங்கதான் செய்யனும்.
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"பயணங்கள் முடிவதில்லை"
"அலைகள் ஓய்வதில்லை"
"கோபுரங்கள் சாய்வதில்லை"
"நீங்கள் மெஷேஜ் அனுப்புவதில்லை"
"நானும் விடப்போவதில்லை"
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மனைவி: ராத்திரி நீங்க ஏன் சிரிச்சீங்க?
கணவன்: கனவுல அசின் வந்தா.
மனைவி: அப்புறமா ஏன் கத்துனீங்க?
கணவன்: கொஞ்சம் நேரம் ஆன பிறகு நீ வந்துட்ட.
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மனிதன்1: சார் ஜீவன்தாரா பாலிசி இருக்கு, எடுத்துக்குறீங்களா?
மனிதன்2: நயன்தாரா இருந்தா சொல்லுங்க எடுத்துக்குறேன்.
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நான் ஒரு ஓவியன். ஆனால் உங்கலை வரைய முடியவில்லை.
ஏன் தெரியுமா, ரோஜாவை வரைந்து விடலாம்.
அதன் வாசத்தை எப்படி வரைய முடியும்.
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இன்றைய சூப்பர் பஞ்ச்
SMS அனுப்பி உங்க இன்பாக்ஸை நிரப்புவது எனது விருப்பமல்ல
அன்பால் உங்கள் இதயத்தை நிரப்புவதே என் விருப்பம்.
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மத்தவங்களுக்கு நட்பு ஒரு sms மெசேஜ் -ல மட்டும் இருக்கலாம்.
ஆனா நம்ம நட்பு மத்தவங்களுக்கு ஒரு மெசேஜா இருக்கட்டும்.
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மனைவி: ஏன் உங்களுக்கு ராணினு ஒரு வொய்ப் இருக்குறதா சொல்லலை.
கணவன்: நாந்தான் உன்னை "ராணி" மாதிரி வெச்சிக்கிறேன்னு சொன்னேன்ல.
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நீ அழுதால் அழுவதற்கும், நீ சிரித்தால் சிரிப்பதற்கும் கண்ணாடி மட்டுமல்ல, நானும் இருக்கிறேன்.
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அதிகமா படித்தவர்கள் இருமலுக்கு மருந்து வாங்க மாட்டாங்க.
ஏன்னா, கற்றவருக்கு சென்ற இடமெல்லாம் "சிரப்'பு
இலவசம்
இலவசம்
ஒரு புக் வாங்கினா, ஒரு கார் இலவசம்.
அப்படியா?
என்ன புக்?
"R.C. புக் "
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நோயாளி - டாக்டர் நீங்க எனக்கு ஒரு காரியம் பண்ணனும்.
மருத்துவர் = நான் ஆபரேஷன் தான் பண்ணுவேன், காரியமெல்லாம் உங்க வீட்டில் உள்ளவங்கதான் செய்யனும்.
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"பயணங்கள் முடிவதில்லை"
"அலைகள் ஓய்வதில்லை"
"கோபுரங்கள் சாய்வதில்லை"
"நீங்கள் மெஷேஜ் அனுப்புவதில்லை"
"நானும் விடப்போவதில்லை"
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மனைவி: ராத்திரி நீங்க ஏன் சிரிச்சீங்க?
கணவன்: கனவுல அசின் வந்தா.
மனைவி: அப்புறமா ஏன் கத்துனீங்க?
கணவன்: கொஞ்சம் நேரம் ஆன பிறகு நீ வந்துட்ட.
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மனிதன்1: சார் ஜீவன்தாரா பாலிசி இருக்கு, எடுத்துக்குறீங்களா?
மனிதன்2: நயன்தாரா இருந்தா சொல்லுங்க எடுத்துக்குறேன்.
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நான் ஒரு ஓவியன். ஆனால் உங்கலை வரைய முடியவில்லை.
ஏன் தெரியுமா, ரோஜாவை வரைந்து விடலாம்.
அதன் வாசத்தை எப்படி வரைய முடியும்.
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இன்றைய சூப்பர் பஞ்ச்
SMS அனுப்பி உங்க இன்பாக்ஸை நிரப்புவது எனது விருப்பமல்ல
அன்பால் உங்கள் இதயத்தை நிரப்புவதே என் விருப்பம்.
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மத்தவங்களுக்கு நட்பு ஒரு sms மெசேஜ் -ல மட்டும் இருக்கலாம்.
ஆனா நம்ம நட்பு மத்தவங்களுக்கு ஒரு மெசேஜா இருக்கட்டும்.
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மனைவி: ஏன் உங்களுக்கு ராணினு ஒரு வொய்ப் இருக்குறதா சொல்லலை.
கணவன்: நாந்தான் உன்னை "ராணி" மாதிரி வெச்சிக்கிறேன்னு சொன்னேன்ல.
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நீ அழுதால் அழுவதற்கும், நீ சிரித்தால் சிரிப்பதற்கும் கண்ணாடி மட்டுமல்ல, நானும் இருக்கிறேன்.
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அதிகமா படித்தவர்கள் இருமலுக்கு மருந்து வாங்க மாட்டாங்க.
ஏன்னா, கற்றவருக்கு சென்ற இடமெல்லாம் "சிரப்'பு
Thursday, April 12, 2007
குறுந்தகவல்-2
கருவறையை விட்டு கீழே இறங்கி கல்லறை நோக்கி நடந்து செல்லும் தூரம் தான் வாழ்க்கை.
ஆயிரம் கோடி நட்சத்திரங்கள் விண்ணில் இருந்தாலும் இரவுக்கு அழகு நிலவுதான். ஆயிரம் உறவுகள் மண்ணில் இருந்தாலும் வாழ்க்கைக்கு அழகு நட்புதான்.
ரோடுல போற பொண்ணைப்பார்த்தா பொறுக்கின்னு சொல்றாங்க. ஆனா வீட்டுல போய் பொண்ணைப்பார்த்தா மாப்பிள்ளைன்னு சொல்றாங்க. என்ன சமுதாயங்க இது!!!
லேட்டஸ்ட் திருக்குறள்
பீடியால் சுட்டபுண் உள்ளாரும் ஆறாதே
பிராந்தியால் வெந்த வயிறு
மழைக்கு அழத்தான் தெரியும், சிரிக்கத்தெரியாது. சூரியனுக்கு எரிக்கத்தான் தெரியும் அணைக்கத்தெரியாது. எனக்கு நினைக்கத்தான் தெரியும், மறக்கத்தெரியாது.
பீர் பொங்குவது போல் உன் வாழ்வில் மகிழ்ச்சி பொங்கட்டும். சிகரெட் புகைபோல் உன் புகழ் பரவட்டும். பான் பராக் சுவை போல் என்றும் உன் வாழ்க்கை இனிக்கட்டும்.
அந்தக்கறை, இந்தக்கறை எந்தக்கறையா இருந்தாலும், சர்ப் எக்ஸல் போட்டா போயிடும். போகாத ஒரே ஒரு கறை, அது நான் உங்கமேல வச்சிருக்க அக்கரை.
இன்று மியூசிக் காலேஞ்க்கு விடுமுறை. என்னவளின் கொலுசு தொலைந்ததால்.
ஆயிரம் கோடி நட்சத்திரங்கள் விண்ணில் இருந்தாலும் இரவுக்கு அழகு நிலவுதான். ஆயிரம் உறவுகள் மண்ணில் இருந்தாலும் வாழ்க்கைக்கு அழகு நட்புதான்.
ரோடுல போற பொண்ணைப்பார்த்தா பொறுக்கின்னு சொல்றாங்க. ஆனா வீட்டுல போய் பொண்ணைப்பார்த்தா மாப்பிள்ளைன்னு சொல்றாங்க. என்ன சமுதாயங்க இது!!!
லேட்டஸ்ட் திருக்குறள்
பீடியால் சுட்டபுண் உள்ளாரும் ஆறாதே
பிராந்தியால் வெந்த வயிறு
மழைக்கு அழத்தான் தெரியும், சிரிக்கத்தெரியாது. சூரியனுக்கு எரிக்கத்தான் தெரியும் அணைக்கத்தெரியாது. எனக்கு நினைக்கத்தான் தெரியும், மறக்கத்தெரியாது.
பீர் பொங்குவது போல் உன் வாழ்வில் மகிழ்ச்சி பொங்கட்டும். சிகரெட் புகைபோல் உன் புகழ் பரவட்டும். பான் பராக் சுவை போல் என்றும் உன் வாழ்க்கை இனிக்கட்டும்.
அந்தக்கறை, இந்தக்கறை எந்தக்கறையா இருந்தாலும், சர்ப் எக்ஸல் போட்டா போயிடும். போகாத ஒரே ஒரு கறை, அது நான் உங்கமேல வச்சிருக்க அக்கரை.
இன்று மியூசிக் காலேஞ்க்கு விடுமுறை. என்னவளின் கொலுசு தொலைந்ததால்.
Wednesday, April 11, 2007
Cute SMS 2
Life is a Blank Page. Each Person holds their pen and writes their own story. In my story ur also having a best character as a sweet friend.
If you miss an opportunity dont fill ur eyes with tears... Bcoz it will hide another opportunity infront of u...
U may be out of my sight, but not out of my heart.
U may be out of my Reach, but not out of my mind
U'll always be special 2 me.
Friends never leave each other, never part, they just sometimes sit silently deep in each others hear saying, I am still here, Are you?"
If the first button of a shirt is wrong, all the rest are surely crooked. So always be careful on your 1st step, Rest will correct in sequence. So start the day perfectly.
If you miss an opportunity dont fill ur eyes with tears... Bcoz it will hide another opportunity infront of u...
U may be out of my sight, but not out of my heart.
U may be out of my Reach, but not out of my mind
U'll always be special 2 me.
Friends never leave each other, never part, they just sometimes sit silently deep in each others hear saying, I am still here, Are you?"
If the first button of a shirt is wrong, all the rest are surely crooked. So always be careful on your 1st step, Rest will correct in sequence. So start the day perfectly.
Saturday, March 31, 2007
Cute SMS1
Its not necessary to share every secrets between true friends... but the things that you share should be true.
There is only one difference between dream and aim that dream requires sound sleep and aim requires sleepless efforts.
It's not the presence of someone that brings meaning to life. But the way someone touches your heart gives Life a beautiful meaning.
Most of the people refuse to understand the ssecret code for success, which is very simple and that is "JUST TRY ONE MORE TIME" - Thomas Alva Edison.
Time goes so fast, life asks so much, No womnder even best of best frnds get out of touch, But in hears, deep true unseen frendship stays 4ever.
The inevitable truth of life is. "Everyone is going to hurt your sooner or later.. You just have to realise who is worth to pain".
Memories sometimes behave crazy way.. They leave u alone whn u r in a crows and whn ur alone they stand along with u like a crowd.
If you have any problem tell me i'll help you. If you dont have any problems, tell me, i'll create some for u! ithu kooda seiyalana apuram edhuku friendship.
Wonderful flowers r carefully created by god, wonderful moments r hardly created by god, Wonderful friend like you r rarely gifred by god.
There is only one difference between dream and aim that dream requires sound sleep and aim requires sleepless efforts.
It's not the presence of someone that brings meaning to life. But the way someone touches your heart gives Life a beautiful meaning.
Most of the people refuse to understand the ssecret code for success, which is very simple and that is "JUST TRY ONE MORE TIME" - Thomas Alva Edison.
Time goes so fast, life asks so much, No womnder even best of best frnds get out of touch, But in hears, deep true unseen frendship stays 4ever.
The inevitable truth of life is. "Everyone is going to hurt your sooner or later.. You just have to realise who is worth to pain".
Memories sometimes behave crazy way.. They leave u alone whn u r in a crows and whn ur alone they stand along with u like a crowd.
If you have any problem tell me i'll help you. If you dont have any problems, tell me, i'll create some for u! ithu kooda seiyalana apuram edhuku friendship.
Wonderful flowers r carefully created by god, wonderful moments r hardly created by god, Wonderful friend like you r rarely gifred by god.
தமிழ் குறுந்தகவல்
விடிய விடிய கவிதை எழுதி பார்க்கிறேன்! ஆனாலும் உங்கள் பெயரைப்போல இல்லை।(நண்பர்களுக்கு ஐஸ் வைக்கும் சங்கம்)
நிஜங்களை விட நினைவுகள் தான் இனிமையானவை.நிஜம் என்பது சில நிமிடம் தான். ஆனால் நினைவுகள் என்றும் நிறந்தரம்.
தோல்வியடையும் போது தைரியமாய் இரு. வெற்றியடையும் போது அமைதியாய் இரு. - சுவாமி விவேகானந்தர்.
வெற்றி என்பது பெற்றுக்கொள்வது. தோல்வி என்பது கற்றுக்கொள்வது. முதலில் கற்றுக்கொள்வோம். பின் பெற்றுக்கொள்வோம்
அமைதியான இரவு, அம்சமான நிலவு, ஆர்பரிக்கும் நட்சத்திரங்கள் அசர
வைக்கும் ஃபேன் காத்தில் அசந்து தூங்க உங்களுக்கு என் அடக்கமான இரவு வணக்கம்.
தாயின் வலி நமக்கு தெரிவதால் தான் அழுகின்றோம் நாம் பிறக்கும் போது.
(பாசக்கார பய புள்ளைக சங்கம்).
சும்மா இருக்குறவன் சும்மா இல்லாம சும்ம்மா இருகுரவங்அலுக்கு சும்மா சும்மா மெஜெஸ் அனுப்பி வச்சா சும்மா இருக்குறவங்க சும்மா சும்மா மெஜேஸ் அனுப்புறவங்களை சும்மா விட்டு வைக்க மாட்டாங்கன்னு சும்மா சொல்றேன். இப்போ நீங்க சும்மா இருந்தா சும்மா இருக்கறவங்களுக்கு சும்மா இந்த மெஜேஜை பார்வேர்டு பண்ணுங்க. இல்லைன்னா சும்மா இருங்க
என்னதான் பெரிய பக்திமானா இருந்தாலும் கப்பல் கிளம்புறதுக்கும் முன்னாடி எழுமிச்சம்பழம் வைக்க முடியாது.
நிஜங்களை விட நினைவுகள் தான் இனிமையானவை.நிஜம் என்பது சில நிமிடம் தான். ஆனால் நினைவுகள் என்றும் நிறந்தரம்.
தோல்வியடையும் போது தைரியமாய் இரு. வெற்றியடையும் போது அமைதியாய் இரு. - சுவாமி விவேகானந்தர்.
வெற்றி என்பது பெற்றுக்கொள்வது. தோல்வி என்பது கற்றுக்கொள்வது. முதலில் கற்றுக்கொள்வோம். பின் பெற்றுக்கொள்வோம்
அமைதியான இரவு, அம்சமான நிலவு, ஆர்பரிக்கும் நட்சத்திரங்கள் அசர
வைக்கும் ஃபேன் காத்தில் அசந்து தூங்க உங்களுக்கு என் அடக்கமான இரவு வணக்கம்.
தாயின் வலி நமக்கு தெரிவதால் தான் அழுகின்றோம் நாம் பிறக்கும் போது.
(பாசக்கார பய புள்ளைக சங்கம்).
சும்மா இருக்குறவன் சும்மா இல்லாம சும்ம்மா இருகுரவங்அலுக்கு சும்மா சும்மா மெஜெஸ் அனுப்பி வச்சா சும்மா இருக்குறவங்க சும்மா சும்மா மெஜேஸ் அனுப்புறவங்களை சும்மா விட்டு வைக்க மாட்டாங்கன்னு சும்மா சொல்றேன். இப்போ நீங்க சும்மா இருந்தா சும்மா இருக்கறவங்களுக்கு சும்மா இந்த மெஜேஜை பார்வேர்டு பண்ணுங்க. இல்லைன்னா சும்மா இருங்க
என்னதான் பெரிய பக்திமானா இருந்தாலும் கப்பல் கிளம்புறதுக்கும் முன்னாடி எழுமிச்சம்பழம் வைக்க முடியாது.
Monday, March 19, 2007
Cute SMS
Time goes so fast, life asks so much, No wonder even best of best frnds get out of touch! But in hearts, deep, true, unseen frenship stays 4ever.
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